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Frugal Living: How to Save Money and Live on a Budget Happily, by Betty Wordsman
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This is the Time we all need to tighten our Belts and Live on a Budget. This book contains proven steps and strategies on how to live Frugal and still Live a Happy Life Get this Amazing book now on Discount for a limited time only!! Frugal Living discusses topics, tips, and ideas that will help you develop your financial management ability, teaching you how to be financially independent and realize your dreams. The next pages will guide you on how you can save money and live a stress-free life within your budget. This book also provides guidelines and factual thoughts useful to budgeting and analyzing your daily expenditures. Most of us deal with these two things every day, which to some may be an easy task but is usually critical to people who live on a fixed income and a tight monthly budget. Thus, choosing to live within the limit of your resources is always a smart move. Knowing yourself and making a clear decision to start serious budgeting plans are very important. Your attitude towards decision-making will define how far you want to go in terms of achieving your financial dreams and stability in the future. In this book, you will also come across some strategies for credit card usage information that might change the way you use and think about your credit cards. Getting out of credit card debt and mortgages is truly difficult, and takes much effort and courage.. We will also look at how you can make a business out of your hard earned dollars as to create an additional source of income. Nobody gets rich by being an employee for the rest of their lives, but investing in some small businesses is a great way to making a fat bank account. There are tips on how to stick with your plans and how to effectively manage hindrances. After all, your willingness to change for the better is already an investment. We will share with you some tips that you need to manage your budget, and that will help you realize your goals. Focus will be the key factor to your success and harvesting the fruits of your labor is your target
- Sales Rank: #2951307 in Books
- Published on: 2014-11-26
- Original language: English
- Dimensions: 9.00" h x .7" w x 6.00" l,
- Binding: Paperback
- 28 pages
Most helpful customer reviews
0 of 0 people found the following review helpful.
Missed the point and needs an editor
By Chromeheart
Books like this are the reason so few people take self-published authors seriously... the author is borderline illiterate. Her grammar and syntax are so bad I can barely understand it, and the content is not valuable enough to justify the hassle of trying to read her atrocious writing.
Cheap: refusing to spend a dime to the detriment of your overall quality of life because your saving that dime takes precedence over quality of product or positive life experience.
Frugal: carefully budgeting your income to most effectively use your money as a means to live a richer life.
Most of this book is the author badly trying to justify her miserable cheapskate lifestyle and unconvincingly urging others to follow in her footsteps, with every semi-literate turn of phrase seeping insecurity as she weakly defends her choice to dress badly just to save a couple bucks. The first couple chapters are a moan fest demonizing people who would dare to *gasp* spend any amount of money on non-necessities that make life a little easier or a little nicer.
She missed the point of minimalism by a long shot... the end goal of becoming a more frugal person is to improve the overall quality of your life via snowball effect, not to save money for its own sake to leave it sitting in a bank account until the day you die. Hoarding money for no apparent reason is actually the opposite of what minimalism is about. That's a pretty sad existence, and I really feel bad for the author that she thinks a handful of change is more important than enjoying your life to the fullest.
I recommend passing on this book and picking up Miss Minimalist instead if you want to read actual advice to adopt a simpler lifestyle. Also check out a blog called "Becoming Minimalist."
0 of 0 people found the following review helpful.
Finding happiness in more simple things, how to achieve a more rewarding life.
By Rob Natiuk
In this book we have a good blend of proven principles and the author's real-life experiences. I was encouraged to sharpen up my budget, spend less on the uniimportant, and become wiser in saving on the necessities of life. Will all this be enjoyable? Perhaps not at first, but to be free from debt and tight end-of-the-month spending will, I'm sure, be worth it. All that is covered in the "Frugality: Pros & Cons" chapter.
Frugality is first of all an inner look as we assess ourselves and our lifestyle. The author gives precise ways of doing that, including an Excel spreadsheet if you have one. What is budgeting? The word sounds anti-fun. How about "planning?" Short-term and long-term planning in how we will direct our lives is the key. Knowing that gives us purpose.
What else will you learn?
-- Setting goals
-- Identifying wants and needs
-- Projecting expenses
-- Wise credit card management
-- The challenge to save -- avoid the syndrome of "the more money you make, the more you'll spend"
-- Money in motion -- if you need to earn more, some ideas to do so
-- Motivation to stick with your plan -- avoid the temptations the advertisers offer you
-- Recommended reading -- the author is wise enough to admit her short book won't provide all the knowledge you need.
This guide is a good start to a wiser life plan. She might have mentioned, though, all the great reading you can get on Kindle and Amazon for 99 cents per book and even FREE!
0 of 0 people found the following review helpful.
Not quite sure that I learned anything
By Katie D
This short book on frugality is easy to read, although there are some strange phrases here and there. The author generally talks about frugality as spending as little as possible, reusing things, getting out of debt and keeping a budget but doesn't get very specific. The few examples that are given are fairly random and generic. I am not sure that I learned much.
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